Tailored Merchant Accounts For Your Business

Get fast approval with carefully selected merchant accounts from Total Processing

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Merchant Accounts
Discover Why We're Leading Merchant Account Providers

As we are free from the constraints of an acquiring bank, we can offer you a plethora of tailored merchant accounts suited to any business needs.

  • Research different account options & conditions to find the best solution for you.
  • Guarantee debit and credit card transactions are processed safely and securely.
  • Pre-check customers' accounts for sufficient funds before payment authorisation.
  • Protect you against chargebacks.
  • Use our active partnerships with banks to streamline the approval process and get a priority set-up.
  • Negotiate with banks for the cheapest possible price on your merchant services.
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Acquiring Freedom: Our Low Rate Promise

Compare rates across multiple banks with one application. We're not owned or controlled by an acquiring bank. In fact, we work with multiple banks so we can find and pass on the best rates to you.

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Why Do I Need a Merchant Account?

A merchant account is a business bank account which is used to acquire payments from your clients’ debit and credit cards. The charges are taken from your client’s account and sent directly to your merchant account, where the funds are held until they are settled into your nominated bank account.

Merchant Account KYC

Know your customer (KYC) is the process that a business must go through in order to verify the identity of its clients. Many financial organisations are governed by a regulatory body, which states that each and every organisation has to be fully verified. KYC regulations are in place to protect both you as a customer, and the bank that you are using.

What does a merchant bank typically ask for?

Banks can vary in their KYC requirements, but you can expect to be asked for the following KYC documents during the verification process:
• Passport or Driving License for the major shareholders and directors
• Utility Bill or some form of address verification for the key people (Personal ID)
• Utility Bill or some form of address verification for the Business (Business ID)
• Business bank statements

Each Merchant Bank has their own KYC process, and the way in which things are done will differ slightly from bank to bank; however, the above list details the basic supporting evidence that you’ll need to provide to ensure KYC compliance.

If you’d like to find out more about what to expect from a KYC check please contact us and one of our expert team will be happy to answer any questions you may have.

Acquiring Freedom: Our Low Rate Promise

We're not owned or controlled by an acquiring bank. In fact, we work with multiple banks so we can find and pass on the best rates to you.

Total Control - Live Insights

Our bespoke CRM dashboard gives you a complete overview of your commercial activity.

Industry Leading Security

Powerful security technology running around the clock to protect your business. Our propietary systems will verify transaction data and settle disputes at all times.

Integration

Seamless integration to start accepting payments.

Our plugins support a huge range of existing eCommerce platforms and native solutions.

Start Accepting Payments

Ready to start accepting payments?

The all-in-one solution for your business. Apply now or create a test account to demo our powerful suite of features.