More than 35,000 merchants offer SOFORT banking to their customers.

Sofort accepts more than 2 million transactions per month.

More than 20 million customers use SOFORT across Europe.


SOFORT is a leading online banking method used across 8 countries in Europe including Germany, Austria, Switzerland and Belgium. With over 85 million active users, SOFORT is a staple checkout option for merchants looking to take payments in Europe.

SOFORT Banking is a European-wide payment method that allows shoppers to pay for their purchases or make donations without having to create an account. Customers use their personal online banking credentials to log in and transfer money from their bank accounts. SOFORT Banking has a TÜV certificate which guarantees the safety of using it as a payment method.

SOFORT Banking can be used by shoppers from 8 countries in Europe. This makes it the ideal payment method to allow for Europe-wide expansion, which will drive conversions. SOFORT Banking is available in Germany, Austria, The Netherlands, Switzerland, Italy, Spain, Belgium and Poland. It works with most consumer banks from these countries.

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Payment Type Commerce Channel Chargebacks Recurring Refunds

Payment Type

Bank Transfer

Commerce Channel





How Does It Work?

Step 1

After choosing to pay with SOFORT, the customer selects their bank and country from the menu.

Step 2

The customer initiates a payment.

Step 3

The customer is redirected back to the website.

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Frequently Asked Questions

To get a merchant account, all you need to do is send us an application. You’ll be partnered with one of our banking partners in order to provide you with the best merchant account options that are cost-effective and suit your business best.
A merchant account is a business bank account. It’s used to receive payments from debit and credit cards for your products or services. Payments are held in your merchant account until they are settled into your bank account.
The cost of your merchant account will depend on various factors such as the type of industry and/or the level of risk involved in your business. For example, a high-risk merchant account would cost more than a low-risk merchant account.