What is Google Pay?
Google Pay can be considered Apple Pay’s biggest competitor. Whilst PayPal’s longevity in the market and diversity in services outperforms the two, the cross-channel performance of these two options – especially on mobile – make them a convenient go-to for facilitating payments.
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|Payment Type||Commerce Channel||Chargebacks||Recurring||Refunds|
Payment TypeDigital Wallet
Commerce ChannelE-commerce and in-store
ChargebacksNot in the instance of fraud
How Does It Work?
The customer chooses to pay with Google Pay.
The customer confirms their billing and shipping information.
The customer biometrically authenticates and confirms their payment.
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Frequently Asked Questions
To get a merchant account, all you need to do is send us an application. You’ll be partnered with one of our banking partners in order to provide you with the best merchant account options that are cost-effective and suit your business best.
A merchant account is a business bank account. It’s used to receive payments from debit and credit cards for your products or services. Payments are held in your merchant account until they are settled into your bank account.
The cost of your merchant account will depend on various factors such as the type of industry and/or the level of risk involved in your business. For example, a high-risk merchant account would cost more than a low-risk merchant account.
Once a customer has made a payment, those funds are sent to the acquiring bank that the merchant is partnered with. Each of these payments is then released within a pre-agreed upon amount of days and transferred to the merchant’s nominated business bank account. This length of this period is known as settlement days and varies depending on your acquirer.