High Risk Merchant Accounts & Processing

If your business falls into one of the sectors classed as high risk, you may find it more difficult to obtain a merchant account in order to accept credit and debit card payments online. In this case, you could benefit from the high risk merchant services provided by Total Processing.

The payments associated with these business sectors are deemed as high risk by banks due to the nature of the business and the way the product or service is delivered or carried out. A standard high risk merchant account will charge higher setup, annual and transaction fees, and impose a longer settlement period in exchange for increased account security.

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Fraud Prevention

Our gateway comes pre-charged with intuative ways of sniffing fraud before you!

AVS Checking

Address verification service allows you to see if your cardholder knows thier address..

MCC 6012

If you're running a credit or financially regulated activity this is a must...

Enhanced reporting

Gateway interface gives you payment data in real-time

Leading High Risk Merchant Services Providers

At Total Processing we specialise in high-risk merchant accounts for businesses trading in the sectors listed above. We have established long-term, trusted relationships with a number of merchant banks; so after establishing your requirements, we will put your account application forward to the best high risk merchant account provider for your needs.

You are likely to be classed as a high risk merchant if you fall into one of the following categories:

Dating and Escort Services
Forex Merchant Account/Services
Online Gaming & Gambling
Lender Merchant Account & Services
PPI Merchant Accounts & Services
• Travel and Tourism
• Adult Entertainment
• Credit Repair and Debt Management
• Domain Registration
• Nutraceuticals
• Payday Loans
• Online Auctions
• Events and Tickets
• Software Downloads
• Prepaid Phone Cards
• Software Downloads
• Health and Wellness Products
• ISP and Hosting Services
• Direct Sales and Pyramid Selling
• Tobacco and E-Cigs

The payments associated with these business sectors are deemed as high risk by banks due to the nature of the business and the way the product or service is delivered or carried out. A standard high risk merchant account will charge higher setup, annual, and transaction fees, and impose a longer settlement period in exchange for increased account security.

Why Use Total Processing?

At Total Processing we specialise in high-risk merchant accounts for businesses trading in the sectors listed above. We have established long-term, trusted relationships with a number of merchant banks; so after establishing your requirements, we will put your account application forward to the best high risk merchant account provider for your needs.

Our partnered acquirers have worked with us for some time and we have built up strong relationships with them. They are therefore more likely to consider opening accounts for high risk merchants when those merchants are processing payments using our high risk merchant account payment gateway with its specific risk management tools in effect.

I have a high risk business, this is for me
Apply for high risk payment processing