Innovative Merchant Solutions — An Intuit Company
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Merchant Account Services for Businesses
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Pricing

Discount Rate Card Swiped 1.72%
Discount Rate Mail, Fax, Phone, Key-ed in & E-Commerce 2.44%
Transaction Fee 23¢
Monthly Statement $12.95
Monthly Minimum $20
Cancellation Fee none
Optional WebStore
Monthly
$9.95


Products to Meet Your Credit Card Processing Needs
FREE Application
& Setup
Great Deals on Terminals or
FREE Reprogramming
Integrates With QuickBooks Free Rate Review
Free QuickBooks Software 24/7/365 support at a
Fortune 500 Company
Free Virtual Terminal From the makers of QuickBooks, Quicken, and TurboTax
QuickBooks Merchant Services

Products for Face-to-Face Transactions

Terminals are the best choice for merchants who make a lot of face-to-face sales, such as retailers, professional service offices, hotels, and restaurants. Innovative offers some of the best rates in the industry on terminals. Integrates with QuickBooks Merchant Services for terminals. Free reprogramming offered if you already have a terminal. Terminals or card readers allow merchants to qualify for low card swiped discount rates.

Option #1 Card Reader

Card reader that attaches to your computer. Qualify for the low card swiped rate. $89 with approved account. Integrates with QuickBooks.

Use your PC or Free Virtual Terminal to process credit card transactions: View Demo

Option #2 Nurit 2085 Terminal

Nurit 2085 Credit Card Terminal Download Nurit 2085 PDF $290 + shipping

Use a terminal to process credit card transactions: View Demo

Other major name brand terminals available upon request. Contact us for quotes.

 

Products for Phone, Fax, and Mail Order Transactions. No Purchase Necessary.

Our most popular credit card processing option is a flexible choice for merchants who do not physically swipe their customer's credit card when the sale is processed. Our software uses the Internet to securely and reliably submit, authorize, capture, and settle credit card and electronic check transactions.

  • FREE Card-Processing Software: Turn your PC into a terminal with our FREE Virtual Terminal software. It works much like a physical terminal, except that you manually key-in card information into your PC. And, since the transaction processing is done via the Internet, you can make sales anywhere there's an internet connection.
  • Free QuickBooks Software: Your QuickBooks has one of the industry's most powerful merchant solutions built right into it: QuickBooks Merchant Solutions. Transactions are processed right in the software, so all data is automatically recorded in your QuickBooks, saving you up to 2 hours per week in manual data entry.4 Plus, your records are always up-to-date, making reconciliation much easier.
  • Terminals: If your business does a mix of face-to-face and card-not-present sales, use one of the terminals listed above. You'll be able to manually key-in transactions and still be able to swipe cards to qualify for the lower, card-swiped rate.

Products for E-commerce

We provide a secure way to automatically authorize, process, and manage credit card transactions on your Web site. Our server-based, real-time Internet processing software connects to your Web site and works seamlessly with most shopping carts. Worried about Internet security? Our software has several features that protect your business from fraudulent activity:

 

Authorize.net Credit Card Payment Gateway$149 setup fee. $20/mo + 10¢ per transaction with approved merchant account. Billed separately by Authorize.net

  • Fraud Protection: Identify, manage and prevent suspicious or potentially costly fraudulent transactions with this customizable, rules-based solution for Web merchants.
  • Cardholder Authentication Programs: Reduce the liabilities and expenses that Web merchants incur from the unauthorized use of credit cards by implementing the Verified by Visa and MasterCard® SecureCode™ programs.
  • Address Verification Service (AVS): Checks the address given on your site with the address listed on the credit card file at the issuing bank to ensure a match.
  • QuickBooks Capabilities: allows merchants to track payment gateway transactions along with their QuickBooks accounts, simplifying their business’s financial management.

After a sale is processed, you'll even receive an e-mail with sale and customer information so you can fulfill the order. Plus, the Virtual Terminal feature gives you the ability to manually key-in transactions anywhere there's an Internet connection.

Total Processing of IMS is an independent sales agent of Innovative Merchant Solutions, LLC. Innovative Merchant Solutions, LLC is a registered agent of WestAmerica Bank, Santa Rosa, CA, and JP Morgan Chase Bank, Columbus, OH. FDIC insured. Terms, conditions, pricing, features and service offerings subject to change without notice.

1. Not all existing terminals can be reprogrammed. A new purchase may be necessary. Terminals are available separately to lease or buy. Please call (866) 697-9200 for details.

2. Three months of transaction statements required. We will review your rates from your current provider and try our best to meet or beat your current rates. Call (800) 221-0528 for details.

3. PIN pad sold separately.

4. QuickBooks Merchant Services User Study, August 2004